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The process of applying for a payday loan is fast and simple. All you have to do is fill out about two-minute application form and wait for the approval decision (1 minute ) . Once your approval comes through, the payday loan amount is directly deposited in your bank account on the same day.

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Prices Vary by State 100 Day Loans First Choice Capital Resources US The Smart Credit Solution 60 Minute Payday 4 Star Finance US Captain Cash USA Prosper Installment Loan Springleaf Installment Loan e-Holiday Cash Long Form
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Ease of Use
Cost of Loan
Customer Service
Features                    
Cash Advances
Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate) 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
 
   
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
 
 
Various Payment Options
 
Faxed Documents Required  
 
 
 
 
     
 
Credit Approval Required
Apply by Phone
             
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted              
Privacy Policy & Site Encryption
 
Loan Application Information
Monthly Take Home Pay after Taxes
NA $1,200 $1,000 $1,000 $1,000 $1,000 NA
Pay Dates
 
Valid Checking Account
18+ Years of Age
   
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender      
 
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time              
Social Security Number
 
 
Driver's License
 
 
Citizen or Permanent Resident of the US Resident only Resident only Resident only              
Current Home & Work Phone Number
     
 
     
Valid email Address
 
 
Loan Disqualification due to Bankruptcy
           
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